Compare Equity Release Schemes

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  • Compare Equity Release Schemes
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Provider Product Type Rate APR Incentive
smartER Super Lite Fixed 7.32% 7.68% Yes

smartER Lite Fixed 7.41% 7.78% Yes

smartER Gold Fixed 7.50% 7.87% Yes

smartER Platinum Plus Fixed 6.98% 7.32% Yes

Heritage Super Fixed 6.40% 6.71% Yes

Flexible Opal Fixed 6.18% 6.40% Yes

Premier Flexible Carbon Fixed 6.23% 6.50% Yes

Premier Flexible Opal Fixed 6.09% 6.30% Yes

Flexible Opal (fee-free) Fixed 6.22% 6.40% Yes

Flexible Carbon Fixed 6.32% 6.60% Yes

Flexible Carbon (fee-free) Fixed 6.36% 6.60% Yes

Sovereign A Fixed 6.44% 6.86% Yes

Classic Super Lite Fixed 6.10% 6.39% Yes

Premier Flexible Black Fixed 6.51% 6.80% Yes

Capital Choice Ultra Lite 1 Fixed 6.08% 6.32% Yes

FR1 Fixed 6.05% 6.20% Yes

Capital Choice Super Lite Fixed 6.41% 6.67% Yes

J1 Fixed 6.31% 6.50% Yes

Flexible Pink Fixed 6.92% 7.20% Yes

Flexible Yellow Fixed 7.41% 7.70% Yes

FR2 Fixed 6.20% 6.40% Yes

Lifestyle Flexible Option Fixed 7.45% 7.80% Yes

Drawdown+ Lite Fixed 6.00% 6.20% Yes

Provider Product Type Rate APR Incentive
smartER Super Lite Fixed 7.32% 7.68% Yes

smartER Lite Fixed 7.41% 7.78% Yes

smartER Gold Fixed 7.50% 7.78% Yes

Capital Select Platinum Plus (3% Cashback) Fixed 7.73% 8.11% Yes

Emerald Fixed 7.73% 8.09% Yes

Emerald (fee-free) Fixed 7.78% 8.18% Yes

Heritage Super Fixed 6.40% 6.71% Yes

smartER Platinum Plus Cashback 3% Fixed 7.99% 8.40% Yes

Sovereign A Fixed 6.44% 6.86% Yes

Classic Elite Super Lite Fixed 6.10% 6.30% Yes

Flexi Choice Premier Super Lite (fee free) Fixed 6.15% 6.36% Yes

Lump Sum Super Lite Fixed 6.10% 6.39% Yes

Flexi Choice Super Lite Plan Fixed 6.10% 6.40% Yes

LS1 Fixed 6.05% 6.20% Yes

J1 Fixed 6.31% 6.50% Yes

Flexi Choice Lite Fixed 6.42% 6.74% Yes

J2 Fixed 6.34% 6.60% Yes

LS2 Fixed 6.20% 6.40% Yes

Lifestyle Flexi Fixed 7.45% 7.80% Yes

Lump Sum+ Lite 1% Cashback (fee-free) Fixed 7.11% 7.30% Yes

Super LTV Fixed 7.15% 7.50% Yes

Lump Sum+ Lifetime Mortgage Fixed 6.60% 7.00% Yes

Prime Max Fixed 7.81% 8.17% Yes

Lump Sum Lite (Variable) Variable 7.90% 8.19% Yes

Provider Product Type Rate APR Incentive
smartER Super Lite Fixed 7.32% 7.68% Yes

smartER Lite Fixed 7.41% 7.78% Yes

smartER Gold Fixed 7.50% 7.87% Yes

Emerald Fixed 7.73% 8.09% Yes

Emerald (fee-free) Fixed 7.78% 8.18% Yes

Heritage Super Fixed 6.40% 6.71% Yes

Premier Flexible Opal Fixed 6.09% 6.30% Yes

Flexible Opal Fixed 6.18% 6.40% Yes

Premier Flexible Carbon Fixed 6.23% 6.50% Yes

Flexible Carbon Fixed 6.32% 6.60% Yes

Flexible Carbon (fee-free) Fixed 6.36% 6.60% Yes

Classic Elite Super Lite Fixed 6.10% 6.30% Yes

Flexi Choice Premier Super Lite (fee free) Fixed 6.15% 6.36% Yes

Classic Super Lite Fixed 6.10% 6.39% Yes

Flexi Choice Super Lite Fixed 6.10% 6.40% Yes

Premier Flexible Black Fixed 6.51% 6.80% Yes

LS1 Fixed 6.05% 6.20% Yes

Classic Lite Fixed 6.42% 6.71% Yes

J1 VP Fixed 6.31% 6.50% Yes

Flexible Pink (fee free) Fixed 6.95% 7.20% Yes

LS2 Fixed 6.20% 6.40% Yes

Lifestyle Flexible Option Fixed 7.45% 7.80% Yes

Drawdown+ Lite Fixed 6.00% 6.20% Yes

Lump Sum+ Lite 1% Cashback (fee-free) Fixed 7.11% 7.30% Yes

Lump Sum+ Lifetime Mortgage Fixed 6.60% 7.00% Yes

Provider Product Type Rate APR Incentive
Premier Optional Payment Opal Fixed 5.61% 5.80% Yes

Flexible Opal Fixed 6.18% 6.40% Yes

Premier Optional Payment Carbon Fixed 5.76% 6.00% No

Flexible Opal (fee-free) Fixed 6.22% 6.40% Yes

Flexible Carbon Fixed 6.33% 6.60% Yes

Flexible Carbon (fee-free) Fixed 6.36% 6.60% Yes

Classic Elite Super Lite Fixed 6.10% 6.30% Yes

Classic Elite Super Lite (fee free) Fixed 6.15% 6.34% Yes

Flexi Choice Premier Super Lite (fee free) Fixed 6.15% 6.36% Yes

Classic Super Lite Fixed 6.10% 6.39% Yes

Premier Optional Payment Black Fixed 6.04% 6.30% Yes

J1 Fixed 5.00% 6.10% Yes

Optional Payment Pink Fixed 6.45% 6.70% Yes

Lump Sum+ Lite 1% Cashback (fee-free) Fixed 7.11% 7.30% Yes

Prime Max Fixed 7.81% 8.17% Yes

Interest Payment Lite Fixed 7.90% 8.19% Yes

Interest Payment Lite - Fixed Fixed 7.90% 8.19% Yes

Interest Payment Standard Fixed 8.25% 8.57% Yes

Provider Product Type Rate APR Incentive
RIO - Lifetime Discount (LPA) Variable 4.79% 5.10% No

RIO - 5 Yr Fixed (60% LTV) Fixed 3.30% 3.40% No

RIO - Lifetime Fixed (Purchase) Fixed 5.99% 6.30% Yes

RIO - 5 Yr Fixed (70% LTV) Fixed 3.70% 3.82% No

RIO - 10 Yr Fixed (60% LTV) Fixed 3.75% 3.90% No

RIO - Lifetime Fixed Fixed 6.04% 6.00% Yes

RIO 10 Yr Fixed Fixed 5.99% 6.20% Yes

RIO - 5 Yr Fixed Fixed 5.99% 6.50% Yes

RIO - 5 Yr Fixed (50% LTV) Fixed 2.90% 4.20% No

RIO - 2 Yr Fixed (60% LTV) Fixed 3.00% 4.20% No

RIO - 5 Yr Fixed Fixed 5.64% 6.90% Yes

RIO - 2 Yr Discount (70% LTV) Fixed 3.30% 4.21% No

RIO - 2 Yr Fixed (70% LTV) Fixed 3.40% 4.22% No

RIO - 10 Yr Fixed (70% LTV) Fixed 4.15% 4.29% No